Teen Checking Accounts

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Details:

Minimum balance to open - The minimum balance required to open this account is $50.00
Deposit limitations - You may make an unlimited number of deposits into your account.
Fees and Charges - The following fees and charges apply to this account:

Monthly Service Charge: A monthly service charge will be waived until the primary account holder reaches the age of 21. After that date a service charge will be imposed on the account monthly if the account is not set up to receive E-Statements monthly regardless of the balance on this account.
Overdraft Charge: (Fee of $30.00 applies to overdrafts created by check, in-person withdrawal, or other electronic means, excluding debit card or ATM transactions).
Returned Check Charge: (Fee of $30.00 applies to Insufficient Funds created by check, in-person withdrawal, or other electronic means, excluding debit card or ATM transactions) If we return an item for Insufficient Funds(NSF) it will likely automatically re-presented to us by the financial institution where the item was presented for payment and potentially could result in an additional per item Overdraft/NSF Fee when re-presented if the amount of the item still exceeds the amount of available funds in your account.
Dormancy Fee: A $3.00 fee will be imposed on the account each statement cycle the account is in Dormant status (has not had any withdrawals or deposits in 365 days)

Additional Terms - The following additional terms apply to this account: Primary account holder must be between the ages of 12 and 21 to be considered a Teen Account and qualify for service charges to be waived. Once the primary account holder reaches the age of 21, the account will be converted to a Rewards account and the regular monthly service charge for a Rewards account at that time will begin with the next statement cycle.